Residential Fix & Flip, BRRRR, & Buy N Hold Hard Money Loans For The Central FL Area. Today’s Rates: 10.49-12.99% Interest Only at 75% Loan To Cost….

As Flippers & Investors Ourselves, We Understand Your Needs

investment properties in Central FL Florida
From Handyman deals like this one, to foreclosures, to great looking but cheap investment properties, join our Buyers List to see our current list of cheap properties.
Hard money is a necessary evil. We get it, and we try to take as much evil and pain out of the process as possible for flippers. Take a look at some of our most popular offerings. If you’re looking for loan terms, ours are simple.

We will usually lend 75% of purchase at 10.49-12% interest with on credit score & experience.  We have no application fee. No backing out at the last minute, no screwing with your deals. You won’t pay thousands in junk fees so we can advertise fake low interest rates (anyone experienced guys know what we are talking about).

Already have a deal? Besides origination the only two fees you pay are for an appraisal we order ($350-$450 depending on your area) and you keep the appraisal, and $300 in doc recording fees with the law firm and that’s only if your loan goes through! Apply now!

Guidelines For 1 Year Rehab Loans

  • Investment property only located in Florida or Georgia
  • Max 75% LTV of the As-Is Value, We have other options for higher LTV’s for experience rehabbers, but this is our primary guideline. at 75%  your will get a quote of 3% origination and 10.49-12% interest.
  • Full appraisal required (we order it, you schedule and pay for it)
  • Minimum Credit Score 600
  • We DON’T Check Your Credit
  • No bank statements required from borrower or borrower’s company
  • Only 1st position liens
  • No 2nd mortgage allowed. We can refinance a 1st mortgage (A Rate & Term refinance)
  • Clear and marketable title required
  • Properties are titled in land trust or corporate name
  • Interest only monthly payments
  • No pre-payment penalty
  • Corp docs and operating agreement required. We can also set up a land trust for your project. Ask us how.
  • Miami & Dade County are only lent at 50% of value. No loans on condo’s

AS-IS Investment Loans (Often used for buy-n-hold rental acquisition, wholetailing, or acquiring without rehab)

  • Investment property only located in Florida & Georgia
  • Max 75% LTV of the AS-IS Appraised Value
  • Full appraisal, home inspection and survey required
  • Only 1st position liens
  • Clear and marketable title required
  • Properties are titled in land trust or corporate name
  • Interest only monthly payments
  • No pre-payment penalty after 3 months

CASH OUT REFINANCE

  • Cash out max 60% LTV of AS-IS Value

START YOUR LOAN APPLICATION NOW TO SCHEDULE YOUR APPRAISAL  

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