1 & 2 Year Rehab Loan Guidelines (Average Lending Criteria 3 Points origination & 12% Interest*)

Borrowers doing more $1 million per year may be eligible for reduced origination points. Contact us for more information

75% LTV AS-IS Investment Loans – Want to know cash needed at closing and total financing costs? Use our simple calculator http://boydhardmoneyloans.com/75-ltv-loan-cash-needed-to-close-calculator/

  • Investment property in Florida or Georgia Area
  • Max 75% LTV of the AS-IS Appraised Value or purchase price (whichever is lower)
  • Full appraisal, home inspection and survey required
  • Only 1st position liens
  • Clear and marketable title required
  • Properties are titled in land trust or corporate name
  • Interest only monthly payments
  • No pre-payment penalty

Foreign National Loans (Both rehab and AS-IS Loans)

  • Investment property only
  • Max 75% LTV of AS-IS Value
  • Full appraisal and home inspection including renovation costs and survey required
  • Only 1st position liens
  • No 2nd mortgage allowed
  • Clear and marketable title required
  • Properties are titled in land trust or corporate name
  • Interest only monthly payments
  • No pre-payment penalty
  • Corp docs and operating agreement required

CASH OUT REFINANCE (Foreign National and U.S. Citizen borrowers)

  • Cash out max 60% LTV of AS-IS Value (Borrower must have a minimum of 20% left in the deal)