Tired of complex and ambiguous number when all you really want to know is how much cash you need to close and what your monthly payments will be.  We created a simple calculator to help

Calculate Cash At Closing & Monthly Loan Payment

  • Please enter a number from 0 to 15.
    Our standard rate is 12%. Please enter interest rate in the following format. For 12% enter .12
  • Please enter a number from 0 to .05.
    Our standard rate is 3%. Please enter interest rate in the following format. For 3% enter .03
  • $350 (Estimate). All loans required a new 3rd party appraisal ordered by us.

  • Closing Fees Associated With Title & Recording of Your Mortgage

    These are fees typically associated with closing on your property regardless of whether it is purchased as cash or with a loan. The only additional fees incurred by using hard money over cash are the State Doc Stamps and $40 Mortgage Recording Fee.
  • .00035% of loan amount for doc taxes
  • $10/1st page & $8.50/additional page recording anywhere in FL. (most loans recorded are 4 pages. Est. $40)
  • Closing fee's vary by area. While we do not charge these fee's directly we have included them so you can accurately estimate the cash you will need to bring to closing. Closing fee's range $750-$1500 excluding tax stamps and recording. These fees including closing fees, wires fees, fedex fees, survey fees, title endorsements, any other fees your creative title company tries to stick on your closing.
  • Our most popular rehab loan allows borrowers to borrower up to 90% of purchase and 80% of your total rehab budget. The remaining 10% of purchase and 20% of rehab is due at closing and is calculated in the cash due at closing for loan formula.
  • This $ amount includes estimated closing costs from your title company
  • This $ amount includes estimated closing costs from your title company
  • Please enter a number less than or equal to 10.
    Rehab funds are disbursed in draws according to a construction schedule and work completed. When work has been completed you can request an inspection to provide draw funds to continue your rehab. We recommend keeping these to as few as possible to avoid the $150 physical inspection fee.
  • $150 x number of draw requests
  • (does not include inspection fees which are paid at inspection)
  • (does not include inspection fees which are paid at inspection)
  • (Does not account for closing costs or real estate fees)
  • If you would like your results emailed to you please provide your email address and you will receive the results of your calculation immediately
  • Provide the address so you can keep track of which property you used our calculation on.
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