Our Loan Programs

Fix & Flip (Your buying to improve the property and renovate within 1-2 years)
Cash Out Refinance (You already own the property you purchased with another loan and want to refinance it and get cash out of the deal)
Rate & Term Refinance (You own the property and aren’t looking for cash, but need to replace current financing with a later repayment date or better rate)
Ground Up Construction (You are an experienced building looking for financing spec homes or to finance a custom build)

Experience: We lend to investors of all experience levels. The more experience you have, the lower the rates.

75% LTV AS-IS Investment Loans – Want to know cash needed at closing and total financing costs? Use our simple calculator http://boydhardmoneyloans.com/75-ltv-loan-cash-needed-to-close-calculator/

  • Investment property in Florida or Georgia Area
  • Max 75% LTV of the AS-IS Appraised Value or purchase price (whichever is lower)
  • Full appraisal, home inspection and survey required
  • Only 1st position liens
  • Clear and marketable title required
  • Properties are titled in land trust or corporate name
  • Interest only monthly payments
  • No pre-payment penalty

Foreign National Loans (Both rehab and AS-IS Loans)

  • Investment property only
  • Max 75% LTV of AS-IS Value
  • Full appraisal and home inspection including renovation costs and survey required
  • Only 1st position liens
  • No 2nd mortgage allowed
  • Clear and marketable title required
  • Properties are titled in land trust or corporate name
  • Interest only monthly payments
  • No pre-payment penalty
  • Corp docs and operating agreement required

CASH OUT REFINANCE (Foreign National and U.S. Citizen borrowers)

  • Cash out max 60% LTV of AS-IS Value (Borrower must have a minimum of 20% left in the deal)