Residential Fix & Flip & Construction Hard Money Loans For The Sarasota Area. Todays Rates: 12% Interest at 75% Loan To Cost….

As Flippers Ourselves, We Understand Your Needs

investment properties in Sarasota Florida
From Handyman deals like this one, to foreclosures, to great looking but cheap investment properties, join our Buyers List to see our current list of cheap properties.
Hard money is a necessary evil. We get it, and we try to take as much evil and pain out of the process as possible for flippers. Take a look at some of our most popular offerings. If your looking for loan terms, ours are simple.

3% origination, 12% interest and loans up to 75% of purchase value. It’s that simple. No backing out at the last minute, no screwing with your deals. You won’t pay thousands in junk fees so we can advertise fake low interest rates (anyone experienced guys know what we are talking about).

Already have a deal? Besides origination the only two fees you pay are for an appraisal we order ($350-$450 depending on your area) and you keep the appraisal, and $300 in doc recording fees with the law firm and that’s only if your loan goes through! Apply now!

Guidlines For 1 & 2 Year Rehab Loans

  • Investment property only located in Florida or Georgia
  • Max 75% LTV of the As-Is Value, We have other options for higher LTV’s for experience rehabbers, but this is our primary guideline. at 75%  your will get a quote of 3% origination and 12% interest.
  • Full appraisal required (we order it, you schedule and pay for it)
  • We DON’T Check Your Credit
  • No bank statements required from borrower or borrower’s company
  • Only 1st position liens
  • No 2nd mortgage allowed. We can refinance a 1st mortgage
  • Clear and marketable title required
  • Properties are titled in land trust or corporate name
  • Interest only monthly payments
  • No pre-payment penalty after 3 months
  • Corp docs and operating agreement required. We can also setup a land trust for your project. Ask us how.
  • Miami & Dade County are only lent at 50% of value. No loans on condo’s

AS-IS Investment Loans (Often used for wholetailing, or acquiring without rehab)

  • Investment property only located in Florida & Georgia
  • Max 75% LTV of the AS-IS Appraised Value
  • Full appraisal, home inspection and survey required
  • Only 1st position liens
  • Clear and marketable title required
  • Properties are titled in land trust or corporate name
  • Interest only monthly payments
  • No pre-payment penalty after 3 months

CASH OUT REFINANCE

  • Cash out max 60% LTV of AS-IS Value

START YOUR LOAN APPLICATION NOW TO SCHEDULE YOUR APPRAISAL  

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